The Cycle must be brocken:

I believe that Americans today take being in debt too lightly. We go out and get credit cards and buy homes that are too big for our income and new cars that is also over our income. Why?? So we can look better then the neighbor??
So we can be Happy?? We rack up the debt and then are ashamed to let anyone know actually how far we are in debt. Everyone i know will never tell anyone how much debt thay have even our parents because it is embarrassing how big the number has become.My self i am tired of hi dding the truth. when i tell someone how much debt i have it motivates me to get rid of that debt because of the shame it brings me. i use to think that charging to a zero interest credit card was OK but it was still debt it was still money i did not have and still had to pay the BILL every month. The crazy thing is that when i tell people that i am striving to be debt free in 5 years they all smirk and tell me it is impossible and that debt is a necessity. Well thau are wrong!!!
Well i felt i just need to get that out. Thanks